Hiring a car in New Zealand should be quick and simple, and it is when booking with NZ Rent a Car. Firstly, select which type of car, SUV or minibus you desire, then input your rental period dates and location, add any extras and lock in your rental car for your next trip.
One of the components of car hire that confuses some people is the topic of insurance of rental vehicles. For that reason, we’ve outlined this go-to guide for the best way to insure your NZ Rent a Car.
Standard Insurance
All our vehicles come with standard insurance as part of our agreement. Our standard insurance comes with a maximum potential liability of $2,300 NZD inclusive of GST.
Insurance Excess Reduction
At the time of hire, you’ll be offered IER which reduces the maximum potential liability from the aforementioned to a maximum of $287.50 NZD inclusive of GST. That means in the case of an accident you’ll be better covered financially.
Insurance Exclusions
Insurance exclusions are outcomes in which your insurance policy is voided. In the auto rental agreement from us, you’ll find a full exclusion list, but the most common are as follows.
- Driver being under the influence of drugs and/or alcohol
- The vehicle being driven by an unauthorised or unlicensed driver
- Damage caused by reckless driving by the hirer
- Driver driving on the wrong side of the road
- Where the vehicle is in an unsafe condition that arose during the course of the hire
Simply, breaking the law means your insurance is not valid.
Certain companies will require you to pay a ‘bond’ when hiring from them. This acts as a refundable security deposit that the car rental company can access should any liable damage occur.
Using a Credit Card When Renting A Car
One tip that is worth checking is whether your credit card company covers collision or loss damage on rental cars. It is possible they will, and may save you money and the need to purchase additional insurance from the rental company.
Now you are a little more clued up on the boring old insurance stuff, you can get back to planning a trip of a lifetime driving across one of the world’s most scenic countries. Hire today from NZ Rent a Car and hit the road this summer.
